Ways to Save

What can I do to lower my premium?

1. Take Advantage of Discounts

   We have many discounts available for each person’s unique situation. A detailed conversation with your agent is the best way to evaluate what opportunities are available for you to save with.

2. Drive Safely

   Keeping a clean driving record can help reduce costs that could raise your premium.

3. Perform Preventative Maintenance on Home

   Changing filters, cleaning out your dryer vent, inspecting your HVAC and plumbing systems, and installing smart home devices are all options to mitigate damages that could lead to greater insurance costs in the future.

4. Customize Your Insurance Coverage

   Take control of your insurance policies by having a conversation with your agent to discuss whether or not your coverage is more than you need. Sometimes your policy can be adjusted to reduce premium costs.

5. Take an Accident Prevention Course

   In New York State, accident prevention driving courses can help you save on your auto insurance policy. While there may be a cost associated with taking the course either online or in person, taking the course typically pays for itself in the reduction of your premium costs.

   Sign up for the Accident Prevention Course Here >

6. Review Life Events with Your Agent

   When was the last time you talked to your agent to make sure your policy meets your lifestyle needs? If you’ve gotten married, made any major purchases, changed jobs, or have had other significant life changes, your policies should be reviewed to ensure you are covered properly.

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