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Fraud


What is Insurance Fraud?

Insurance fraud is the second most costly white-collar crime in America, and it comes in many forms, from normally honest people bending the truth to professional organized crime rings.


How Does It Affect Me?

For You, insurance fraud translates into you paying an additional $200 to $300 in insurance premiums each year, according to the National Insurance Crime Bureau.

Everyone is a victim of insurance fraud, and it is your duty to speak against it.


• Roll Over the Counties on the Map Below to View Examples of Insurance Fraud.

• Expand the Counties in the List Below to View Examples of Insurance Fraud.


Auto theft; material misrepresentation in obtaining the policy and no credible proof of theft.

Auto collision; no proof of ownership of the vehicle.

Auto collision; fraudulent bill of sale.

Garage fire; restitution ordered after investigation revealed false documentation submitted. Arrested and charged with insurance fraud in the 3rd degree and grand larceny in the 4th degree.

Fraud by auto repair shop.

Cooking fire, smoke damage; misrepresenting the facts of the damage being claimed.

Auto vandalism; misrepresentation of material facts of the claim.

Residential fire; arson proven.

Inland marine other physical damage; material facts misrepresented.

Auto animal damage; damage not consistent with animal hit.

Residential property windstorm damage; misrepresenting the facts and circumstances of the claim.

Auto no-fault medical; misrepresentation of how injuries occurred.

Residential lightning claim; items claimed that were not damaged by lightning. Arrested and charged with insurance fraud in the 3rd degree.

Auto theft; insured presented 2 differing scenarios of the theft with no credible proof for either.

Auto theft; vehicle found in insured’s possession. Insured charged with insurance fraud 3rd degree; attempted grand larceny and filing a false report.

Residential water damage; previous damages also claimed as new.

Auto animal damage; no collision coverage and no proof of deer loss.

Auto liability property damage; claimant attempted to collect twice for damages.

Auto comp lightning hit; no evidence of lightning strike but of mechanical issues with vehicle.

Inland marine mysterious disappearance off premises; insured misrepresented ownership facts of items.

There are no cases to present at this time.

Auto no-fault medical; injuries not related to motor vehicle accident.

Auto flood and rising water; insured misrepresented damages.

Auto no-fault medical claim; lack of cooperation.

Residence property damage; property presented as personal property when it fact it was business property.

Auto vandalism; no evidence of vandalism, only hard use and wear and tear.

Auto rental claim; lack of cooperation.

Business theft; failure to prove claim and failure to cooperate.

Residential windstorm claim; presented false documentation.

Liability bodily injury claim; no proof of occurrence as stated.

Auto no-fault medical; non-cooperation.

Commercial property fire; claim withdrawn after investigation initiated.

Auto collision; damages presented were the same as damages in a previous claim. Insured arrested and charged with insurance fraud 4th degree.

Weight of ice and snow on commercial property; lack of cooperation and fraud.

Auto theft with resulting collision; no collision coverage and theft not proven.

Auto theft; insured obtained policy under false pretenses, was not a resident of the state.

Auto vandalism; damages not consistent with loss as reported.

Auto theft; insured misrepresented the facts of the loss, garaging and driver information.

Residential fire; arson. Arrested and charged with arson in the 3rd degree, assault in the 2nd degree, reckless endangerment in the 1st degree and insurance fraud in the 2nd degree.

Auto collision; insured collected from two carriers for same loss.

Auto liability bodily injury; misrepresented extent of injury.

Auto liability property damage; claimant collected twice for same damages.

Auto fire claim; insured procured policy under false pretenses and not a resident of the state.

Auto no-fault; claimants misrepresented extent of injuries. Arrested and charged with insurance fraud.

Auto theft; misrepresented the facts of the loss.

Auto vandalism; damages not consistent with vandalism.

Auto animal damage; no credible proof of animal damage and failure to cooperate.

Theft from residence; facts did not support the insured version of loss.

(There are no cases to present at this time.)

Residential fire; investigation revealed inconsistencies in documentation submitted.

Auto animal damage; claim proven to be collision and insured only had comprehensive coverage.

Auto liability property damage; false invoice submission.

Auto theft with resulting collision; misrepresentation of the facts of the claim.

Auto no-fault wages; insured misrepresented the circumstances relating to the injuries and subsequent lost wages.

Residential windstorm; pre-existing damage claimed as new.

Residential freeze-up claim; misrepresenting the facts of the claim.

Auto no-fault wages; claimant not employed at time of auto accident injury.

Liability bodily injury; misrepresented material fact.

Mobile homeowners wind; investigation revealed damages not consistent with described loss.

Residential property damage; submitted altered document.

Residential fire; intentional act involving insured.

(There are no cases to present at this time.)