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Homeowner Insurance


Mobile Home Coverage Guide

Coverages
Description
A: Coverage A
DescriptionDwelling: Your mobile home.
B: Coverage B
DescriptionOther Structures: Your detached garage, shed (10% of Coverage A).
C: Coverage C
DescriptionContents: Clothing, TV, Stereo, etc. (50% of Coverage A).
D: Coverage D
DescriptionLoss of Use: Reimbursement for additional living expenses for covered loss (20% of Coverage A).
  • Minimum coverage for mobile home is $10,000.
  • Age of mobile home must not exceed 10 years.
  • Permanent steps, handrails, and skirting are required.

If you have any questions or would like to know more, please contact a New York Central Mutual agent.