Fraud
What is Insurance Fraud?
Insurance fraud is the second most costly white-collar crime in America, and it comes in many forms, from normally honest people bending the truth to professional organized crime rings.
How Does It Affect Me?
For You, insurance fraud translates into you paying an additional $200 to $300 in insurance premiums each year, according to the National Insurance Crime Bureau.
Everyone is a victim of insurance fraud, and it is your duty to speak against it.
• Roll Over the Counties on the Map Below to View Examples of Insurance Fraud.
• Expand the Counties in the List Below to View Examples of Insurance Fraud.
- Clinton County Auto animal damage; damage not consistent with animal hit.
- Franklin County Auto animal damage; no collision coverage and no proof of deer loss.
- St. Lawrence County Auto theft; misrepresented the facts of the loss.
- Essex County Residential water damage; previous damages also claimed as new.
- Hamilton County There are no cases to present at this time.
- Herkimer County Auto no-fault medical; injuries not related to motor vehicle accident.
- Jefferson County Auto flood and rising water; insured misrepresented damages.
- Lewis County Residence property damage; property presented as personal property when it fact it was business property.
- Washington County Liability bodily injury; misrepresented material fact.
- Warren County Auto no-fault wages; claimant not employed at time of auto accident injury.
- Oneida County Auto collision; damages presented were the same as damages in a previous claim. Insured <i>arrested</i> and <i>charged</i> with <i>insurance fraud 4th degree</i>
- Oswego County Auto theft; insured misrepresented the facts of the loss, garaging and driver information.
- Saratoga County Auto vandalism; damages not consistent with vandalism.
- Fulton County Auto liability property damage; claimant attempted to collect twice for damages.
- Montgomery County Residential windstorm claim; presented false documentation.
- Schenectady County Auto animal damage; no credible proof of animal damage and failure to cooperate.
- Rensselaer County Auto liability property damage; claimant collected twice for same damages.
- Albany County Auto theft; material misrepresentation in obtaining the policy and no credible proof of theft.
- Schoharie County Theft from residence; facts did not support the insured version of loss.
- Otsego County Residential fire; arson. <i>Arrested</i> and <i>charged</i> with arson in the 3rd degree, assault in the 2nd degree, reckless endangerment in the 1st degree and <i>insurance fraud in the 2nd degree</i>.
- Otsego County Residential fire; arson. <i>Arrested</i> and <i>charged</i> with arson in the 3rd degree, assault in the 2nd degree, reckless endangerment in the 1st degree and <i>insurance fraud in the 2nd degree</i>.
- Madison County Auto rental claim; lack of cooperation.
- Onondaga County Weight of ice and snow on commercial property; lack of cooperation and fraud.
- Cayuga County Cooking fire, smoke damage; misrepresenting the facts of the damage being claimed.
- Wayne County Mobile homeowners wind; investigation revealed damages not consistent with described loss.
- Monroe County Business theft; failure to prove claim and failure to cooperate.
- Orleans County Auto vandalism; damages not consistent with loss as reported.
- Niagara County Commercial property fire; claim withdrawn after investigation initiated.
- Broome County Garage fire; restitution ordered after investigation revealed false documentation submitted. <i>Arrested</i> and <i>charged</i> with <i>insurance fraud in the 3rd degree</i> and grand larceny in the 4th degree.
- Chenango County Inland marine other physical damage; material facts misrepresented.
- Cortland County Auto no-fault medical; misrepresentation of how injuries occurred.
- Cortland County Auto no-fault medical; misrepresentation of how injuries occurred.
- Tompkins County Residential windstorm; pre-existing damage claimed as new.
- Seneca County Residential fire; investigation revealed inconsistencies in documentation submitted.
- Ontario County Auto theft with resulting collision; no collision coverage and theft not proven.
- Livingston County Auto vandalism; no evidence of vandalism, only hard use and wear and tear.
- Genesee County Auto comp lightning hit; no evidence of lightning strike but of mechanical issues with vehicle.
- Wyoming County Residential fire; intentional act involving insured.
- Erie County Auto theft; vehicle found in insured's possession. Insured <i> charged with insurance fraud 3rd degree; attempted grand larceny and filing a false report </i>.
- Columbia County Residential property windstorm damage; misrepresenting the facts and circumstances of the claim.
- Greene County Inland marine mysterious disappearance off premises; insured misrepresented ownership facts of items.
- Delaware County Residential lightning claim; items claimed that were not damaged by lightning. <i>Arrested</i> and <i>charged</i> with <i>insurance fraud in the 3rd degree.</i>
- Tioga County Auto no-fault wages; insured misrepresented the circumstances relating to the injuries and subsequent lost wages.
- Chemung County Residential fire; arson proven.
- Steuben County Auto animal damage; claim proven to be collision and insured only had comprehensive coverage.
- Allegany County Auto collision; no proof of ownership of the vehicle.
- Cattaraugus County Fraud by auto repair shop.
- Chautauqua County Auto vandalism; misrepresentation of material facts of the claim.
- Dutchess County Auto theft; insured presented 2 differing scenarios of the theft with no credible proof for either.
- Ulster County Residential freeze-up claim; misrepresenting the facts of the claim.
- Sullivan County Auto theft with resulting collision; misrepresentation of the facts of the claim.
- Putnam County Auto collision; insured collected from two carriers for same loss.
- Orange County Auto theft; insured obtained policy under false pretenses, was not a resident of the state.
- Westchester County Residential property damage; submitted altered document.
- Rockland County Auto no-fault; claimants misrepresented extent of injuries. <i>Arrested</i> and <i>charged</i> with <i>insurance fraud</i>.
- Suffolk County Auto liability property damage; false invoice submission.
- Nassau County Liability bodily injury claim; no proof of occurrence as stated.
- Bronx County Auto collision; fraudulent bill of sale.
- Queens County Auto liability bodily injury; misrepresented extent of injury.
- New York County Auto no-fault medical; non-cooperation.
- Kings County Auto no-fault medical; non-cooperation.
- Richmond County Auto fire claim; insured procured policy under false pretenses and not a resident of the state.
Auto animal damage; damage not consistent with animal hit.
Auto animal damage; no collision coverage and no proof of deer loss.
Auto theft; misrepresented the facts of the loss.
Residential water damage; previous damages also claimed as new.
There are no cases to present at this time.
Auto no-fault medical; injuries not related to motor vehicle accident.
Auto flood and rising water; insured misrepresented damages.
Residence property damage; property presented as personal property when it fact it was business property.
Liability bodily injury; misrepresented material fact.
Auto no-fault wages; claimant not employed at time of auto accident injury.
Auto collision; damages presented were the same as damages in a previous claim. Insured <i>arrested</i> and <i>charged</i> with <i>insurance fraud 4th degree</i>
Auto theft; insured misrepresented the facts of the loss, garaging and driver information.
Auto vandalism; damages not consistent with vandalism.
Auto liability property damage; claimant attempted to collect twice for damages.
Residential windstorm claim; presented false documentation.
Auto animal damage; no credible proof of animal damage and failure to cooperate.
Auto liability property damage; claimant collected twice for same damages.
Auto theft; material misrepresentation in obtaining the policy and no credible proof of theft.
Theft from residence; facts did not support the insured version of loss.
Residential fire; arson. <i>Arrested</i> and <i>charged</i> with arson in the 3rd degree, assault in the 2nd degree, reckless endangerment in the 1st degree and <i>insurance fraud in the 2nd degree</i>.
Residential fire; arson. <i>Arrested</i> and <i>charged</i> with arson in the 3rd degree, assault in the 2nd degree, reckless endangerment in the 1st degree and <i>insurance fraud in the 2nd degree</i>.
Auto rental claim; lack of cooperation.
Weight of ice and snow on commercial property; lack of cooperation and fraud.
Cooking fire, smoke damage; misrepresenting the facts of the damage being claimed.
Mobile homeowners wind; investigation revealed damages not consistent with described loss.
Business theft; failure to prove claim and failure to cooperate.
Auto vandalism; damages not consistent with loss as reported.
Commercial property fire; claim withdrawn after investigation initiated.
Garage fire; restitution ordered after investigation revealed false documentation submitted. <i>Arrested</i> and <i>charged</i> with <i>insurance fraud in the 3rd degree</i> and grand larceny in the 4th degree.
Inland marine other physical damage; material facts misrepresented.
Auto no-fault medical; misrepresentation of how injuries occurred.
Auto no-fault medical; misrepresentation of how injuries occurred.
Residential windstorm; pre-existing damage claimed as new.
Residential fire; investigation revealed inconsistencies in documentation submitted.
Auto theft with resulting collision; no collision coverage and theft not proven.
Auto vandalism; no evidence of vandalism, only hard use and wear and tear.
Auto comp lightning hit; no evidence of lightning strike but of mechanical issues with vehicle.
Residential fire; intentional act involving insured.
Auto theft; vehicle found in insured's possession. Insured <i> charged with insurance fraud 3rd degree; attempted grand larceny and filing a false report </i>.
Residential property windstorm damage; misrepresenting the facts and circumstances of the claim.
Inland marine mysterious disappearance off premises; insured misrepresented ownership facts of items.
Residential lightning claim; items claimed that were not damaged by lightning. <i>Arrested</i> and <i>charged</i> with <i>insurance fraud in the 3rd degree.</i>
Auto no-fault wages; insured misrepresented the circumstances relating to the injuries and subsequent lost wages.
Residential fire; arson proven.
Auto animal damage; claim proven to be collision and insured only had comprehensive coverage.
Auto collision; no proof of ownership of the vehicle.
Fraud by auto repair shop.
Auto vandalism; misrepresentation of material facts of the claim.
Auto theft; insured presented 2 differing scenarios of the theft with no credible proof for either.
Residential freeze-up claim; misrepresenting the facts of the claim.
Auto theft with resulting collision; misrepresentation of the facts of the claim.
Auto collision; insured collected from two carriers for same loss.
Auto theft; insured obtained policy under false pretenses, was not a resident of the state.
Residential property damage; submitted altered document.
Auto no-fault; claimants misrepresented extent of injuries. <i>Arrested</i> and <i>charged</i> with <i>insurance fraud</i>.
Auto liability property damage; false invoice submission.
Liability bodily injury claim; no proof of occurrence as stated.
Auto collision; fraudulent bill of sale.
Auto liability bodily injury; misrepresented extent of injury.
Auto no-fault medical; non-cooperation.
Auto no-fault medical; non-cooperation.
Auto fire claim; insured procured policy under false pretenses and not a resident of the state.